Which online payment methods to accept in Poland?

In Poland, online shoppers use direct online bank transfers (pay-by-links) powered through their own consumer bank environment. This is often referred to as 'Przelewy24' or 'P24'.

Next to bank transfers, MasterCard, VISA, PayPal and home-grown payment solution BLIK are popular online payment methods in Poland.

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Poland
E-commerce Market Profile

Find below the key stats for the Polish ecommerce market.
Here you can find the most popular online payment methods in Poland.

Would you like to know which Payment Service Providers can help you to accept payments online?
Start with our short list of Payment Service Providers in Poland.

Currency

Polish Zloty (PLN)

Household Internet Access Rate

67.15%

Internet Country Code

.pl

B2C E-commerce Market Size

7.75 billion USD (2014)

Population (+ Global Rank)

38.3 million (2020) (#37)

Online Payment Methods

Online Bank Transfers (Pay-by-Link), Wire Transfers, Credit Cards

Country GDP (+ Global Rank)

$1,126,000,000,000 (#23)

National E-commerce Association(s)

e-Commerce Poland

GDP per capita (+ Global rank)

$29,600 (#69)

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Trustly

Trustly is a convenient alternative to cards, which allows consumers to make or receive payment by signing into online banking without leaving the merchant's website or mobile app.

ING Bank | instant bank transfer (local)

ING bank enables its banking clients to shop online using online bank transfers as payment method. Merchants benefit from payment guarantee and swift settlement.

Alior Bank | instant bank transfer (local)

Alior Bank enables its banking clients to shop online using online bank transfers as payment method. Merchants benefit from payment guarantee and swift settlement.

Santander | instant bank transfer (local)

Santander enables its banking clients to shop online using online bank transfers as payment method. Merchants benefit from payment guarantee and swift settlement.

iPKO | instant bank transfer (local)

PKO bank enables its banking clients to shop online using online bank transfers as payment method. Merchants benefit from payment guarantee and swift settlement.

SOFORT - Pay now by Klarna

Sofort, also known as Pay now with Klarna, is a popular online banking method in Germany, Austria, and Switzerland, and Belgium. Sofort is also available in Italy, the Netherlands, Poland, Spain, and the United Kingdom.

VISA

Visa is one of world's best known online payment methods and largest credit card brand. Visa truly is a global payment brand with acceptance at point-of-sale and online in over 170 countries.

MasterCard

MasterCard is one of world's best known online payment methods and dominant credit card brands. MasterCard is truly a global payment brand, supporting 150 currencies with over 35 million acceptance locations (point-of-sale and online) in over 210 countries.

Millenium Bank | instant bank transfer (local)

Millennium Bank in Poland enables its banking clients to shop online using online bank transfers as payment method. Merchants benefit from payment guarantee and swift settlement.

Inteligo | instant bank transfer (local)

Inteligo Bank (Poland) enables its customers to shop online using online bank transfers as payment method. Consumers use their trusted home banking environment, merchants benefit from payment guarantee and swift settlement.

MultiTransfer | instant bank transfer (local)

MultiTransfer is the name for the online bank transfer service of MultiBank in Poland. MultiTransfer allows online shoppers to pay for online goods and services using their trusted home banking environment.

Bank Zochadni WBK | instant bank transfer (local)

Bank Zochadni in Poland enables its online shoppers to pay for goods and services using online bank transfers as payment method. Merchants benefit from payment guarantee and swift settlement.

Apple Pay

The Apple Pay payment service allows consumers to pay contactless, in-app and on desktop through the newest Apple Macbook and iMac's. Consumers are able to securely store credit and debit card details into their Apple Pay wallet and confirm payment by simply scanning their fingerprint with Apple's Touch ID or by using Face ID.

Crédit Agricole | instant bank transfer (local)

Crédit Agricole enables its online shoppers to pay for goods and services using online bank transfers as payment method. Merchants benefit from payment guarantee and swift settlement.

PayPal

PayPal is the online payment method that enables people to send money and to shop online without sharing financial information. Shoppers can pay from their PayPal preloaded balance, directly from their bank account or stored credit cards like MasterCard and Visa.

mBank (mTransfer) | instant bank transfer (local)

mBank (mTransfer) enables its banking clients to shop online using online bank transfers as payment method. Merchants benefit from payment guarantee and swift settlement.

Raty Online | instant bank transfer (local)

Platnosc Ratalna Alior bank enables its banking clients to shop online using online bank transfers as payment method. Merchants benefit from payment guarantee and swift settlement.

blik

BLIK is a popular mobile based payment solution in Poland. Many Polish banks support BLIK checkouts, allowing their banking customers to pay in-store and online with their mobile.

Bank Transfer

A bank transfer is an offline or online initiated transfer of funds from the shopper's bank account to the merchant's bank account. It can be used by any online shopper with a bank account. Merchants have to wait for the shopper to take action, completes payment and for the funds to arrive in their bank account before delivery of service or product can take place.

PayPo

Paypo is a 'shop now-pay later' payment method in Poland. As a shopper you can select Paypo upon checkout, and you pay for the received goods later, interest free.

BRE Bank | instant bank transfer (local)

BRE Bank enables its online shoppers to pay for goods and services using online bank transfers as payment method. Merchants benefit from payment guarantee and swift settlement.

Bank Pekao | instant bank transfer (local)

Bank Pekao enables its online shoppers to pay for goods and services using online bank transfers as payment method. Merchants benefit from payment guarantee and swift settlement.

BNP Paribas

BNP Paribas enables its online shoppers to pay for goods and services using online bank transfers as payment method. Merchants benefit from payment guarantee and swift settlement.

“

Over 26.369 online businesses used our platform since we started ABOUT-PAYMENTS.com back in 2012. Due to the growing number of Payment Service Providers and gateways worldwide, it has become difficult for you as a merchant, business or developer to choose the right one to process your payments. ABOUT-PAYMENTS.com simplifies this selection process considerably and makes life easier.
We are your free guide.

Find the right payment service provider for your business.

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Which online payment methods to accept in Poland?

Poland
E-commerce Market Profile

Currency

Household Internet Access Rate

Internet Country Code

B2C E-commerce Market Size

Population (+ Global Rank)

Online Payment Methods

Country GDP (+ Global Rank)

National E-commerce Association(s)

GDP per capita (+ Global rank)

Looking to accept payments online?
Find your Payment Service Provider »

✓  Our matching service is free of charge
✓  Offers quick insight into your options
✓  Helps out to wisely select your provider

Online Payment Methods in Poland

Trustly

ING Bank | instant bank transfer (local)

Alior Bank | instant bank transfer (local)

Santander | instant bank transfer (local)

iPKO | instant bank transfer (local)

SOFORT - Pay now by Klarna

VISA

MasterCard

Millenium Bank | instant bank transfer (local)

Inteligo | instant bank transfer (local)

MultiTransfer | instant bank transfer (local)

Bank Zochadni WBK | instant bank transfer (local)

Apple Pay

Crédit Agricole | instant bank transfer (local)

PayPal

mBank (mTransfer) | instant bank transfer (local)

Raty Online | instant bank transfer (local)

blik

Bank Transfer

PayPo

BRE Bank | instant bank transfer (local)

Bank Pekao | instant bank transfer (local)

BNP Paribas

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Which online payment methods to accept in Poland?

PolandE-commerce Market Profile

Currency

Household Internet Access Rate

Internet Country Code

B2C E-commerce Market Size

Population (+ Global Rank)

Online Payment Methods

Country GDP (+ Global Rank)

National E-commerce Association(s)

GDP per capita (+ Global rank)

Looking to accept payments online?Find your Payment Service Provider »✓ Our matching service is free of charge ✓ Offers quick insight into your options✓ Helps out to wisely select your provider

Online Payment Methods in Poland

Trustly

ING Bank | instant bank transfer (local)

Alior Bank | instant bank transfer (local)

Santander | instant bank transfer (local)

iPKO | instant bank transfer (local)

SOFORT - Pay now by Klarna

VISA

MasterCard

Millenium Bank | instant bank transfer (local)

Inteligo | instant bank transfer (local)

MultiTransfer | instant bank transfer (local)

Bank Zochadni WBK | instant bank transfer (local)

Apple Pay

Crédit Agricole | instant bank transfer (local)

PayPal

mBank (mTransfer) | instant bank transfer (local)

Raty Online | instant bank transfer (local)

blik

Bank Transfer

PayPo

BRE Bank | instant bank transfer (local)

Bank Pekao | instant bank transfer (local)

BNP Paribas

If you follow us, we like it.

Poland
E-commerce Market Profile

Looking to accept payments online?
Find your Payment Service Provider »

✓ Our matching service is free of charge
✓ Offers quick insight into your options
✓ Helps out to wisely select your provider