V.me by Visa

V.me simplifies the payment experience for online or in-app shoppers. Just by pressing the V.me checkout button integrated to the merchant's webshop or app, customers can check out with a user name and password.  Customers store their credit or debit cards (Visa, MasterCard, American Express, Discover) and shipping addresses in their V.me account. To pay, customers click the V.me checkout button and sign into their account. They confirm their payment details, select shipping address and complete checkout in just a few clicks without leaving the merchants' site.   Merchant Benefits Customers can complete their purchases in fewer steps, cart abandonment is less likely. No need to enter card and shipping details and therefore V.me checkout is optimized for easy shopping on pc, laptop, tablet and smartphone. Conversion rates expected to increase significantly. Using the information customers have stored in V.me, VISA verifies the identities of returning customers to reduce the risk of fraudulent transactions. Bank-level encryption is offered, and therefore merchants are relieved from the burden associated with handling payment card information during checkout.   How does it work When merchants enroll in V.me, they will be asked for some basic information to register  business and ensure transactions get routed properly. Once they have signed up, all they need to do is copy and paste a few lines of code to their website to be able to accept payments.  Merchants can also take advantage of the resources offered in the V.me Developer Center to learn more about integration.   Security  VISA uses multiple layers of security, including fraud-monitoring systems to keep payment information safe. Their API keys keep every communication secure. Generate encrypted tokens using V.me's MD5 hash algorithms. By handling card data for V.me transactions, VISA helps lowering merchants' PCI compliance burden and the risks associated with holding credit card information.

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